The BuyRIGHT Pre-Paid MasterCard offers you the ability to gain what you otherwise would not be able to. This card is offered by MetaBank and is what is called a stored value card. That means that you will end up paying into the card before you can use the card itself. This card is designed for those that do not have the best credit and may not qualify for unsecured credit cards. It can provide for a rewards program as well, an attractive feature of a stored value card.

The BuyRIGHT Pre-Paid MasterCard allows you to use the funds that you loan onto the card beforehand. This can be done in a number of ways, but the least expensive is the no fee method of using direct deposit from your checking account. There is a fee of $29.95 for the set up of this account. Then, you will need to choose between making a $4.95 monthly fee on the account or paying $1 per transaction on the account to keep it up and running. In addition, you will receive a membership to the BuyRight Marketplace. This will get you a pre approved $5000 credit line that is separate from your account. In addition, this allows you to make purchases and use this line of credit to reestablish your credit score.

You will also have the rewards program to benefit from. Here, you get to earn one point per dollar you spend. You can then use your points for things like music downloads, long distance calling, and prepaid wireless or on ring tones. There is no limit to what you can earn and no expiration on day on them.

There are several benefits to using the BuyRight Pre-Paid MasterCard including the ability to secure this card without any credit checks. Every one is accepted and there are no employment verifications. Once you get and use this card, you can work on building your credit into what you would like it to be as they report to four credit bureaus on your behalf.